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Welcome
Real Estate Investors!

Who We Are

A1DSCR brings over 20 years of lending experience, cultivating lasting partnerships with real estate investors, private money lenders, family offices, and more. Our focus is laser-sharp: Debt Service Coverage Ratio (DSCR) product suites.

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Our business strategy is simple and proven:

  • Leverage technology to simplify the investment process.

  • Maintain radical transparency in all terms and conditions.

  • Excel at what we do – providing the best DSCR solution.

  • Continuously share unique insights into both macro and micro market trends.​

Service Offerings

​A lot goes into real estate buying and management - do you have a thorough written plan? Have you thought about the following?

  • What is my Exit Plan?

  • Have I looked at least three different sources to understand the local market.

  • Building out a what-if model to understand real cash flow

  • Business formation (E.g. create a LLC and EIN)

  • Rent software, bank account set-up, etc.

  • Property management terms & conditions

  • there a lot more...

Working with a True Partner?

​Interest Rate is the least of your problems:

  • Are you speaking with a true independent mortgage broker or is the person you are speaking with is captive to one or two lenders only? Note: Mortgage Brokers have access to more than a dozen lenders/investors?

  • Is the person licensed?​

  • Is the person affiliated with another company?

Key Highlights

  • Purchase, rate & term and cash out

  • DSCR minimum = 1.25

  • Fico score greater than or equal to 660

  • Loan amounts up to $50MM

  • 1-500 units​

  • Loan-to-Value up to 80%

  • Short term adjustable rate mortgages

  • 40 year fixed with interest only options

  • Gift funds permitted

  • Foreign buyers are eligible

Other Key Points

Examples of questions that you should ask:

  • Is there a Hard Prepayment Penalty?

  • Can I finance some of the fees into the loan?

  • Are you able to finance short-term rentals?

  • Can I close my loan in a LLC?

  • ​Can I choose a Lender Paid option?

  • Am I eligible to receive a "Credit" so that I can offset some of my closing costs?

Abstract Background

Experience the A1DSCR Difference

248.251.6811 or info@a1dscr.com 

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